CESUR, Erdinç. “Insurance in the Digital Age: An Assessment of the Skills and Competencies Needed in the Technology, Innovation and Digitalization Process (TIDP)”. MAS Journal of Applied Sciences 9, no. 1 (March 17, 2024): 152–166. Accessed May 30, 2024. https://masjaps.com/index.php/mas/article/view/442.